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Are Your Student Loans Federal? Here’s How You Can Check

Are Your Student Loans Federal? Here’s How You Can Check

Most often, student loans are federal. But if you aren’t sure, here are a couple of easy ways you can find out.

  • Contact your loan servicer
    You can contact the federal student aid hotline at 1-800-4-FED-AID to determine which servicer is handling your student loan.
  • Check the federal
    Studentaid.gov has all the information on federal student loans. It’s the quickest and most accessible way to determine if your loans are federal. If you don’t see your information here, you don’t have a federal student loan.
  • Review your billing statement
    Federal student loans will have the name of your student loan servicer and the name of your federal student loan program at the top of your student loan bill.

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