Poor credit can make it harder for you to get an apartment, a mortgage, or simply a credit card. This may also put you on a hook for higher interest rates, which of course, can make the loans and credit lines that you have more expensive to repay.
What then can you take right now to begin raising your credit score? Here are some wise and brave strategies you can take brought to you by Glow Up Solutions LLC, the expert in Credit Solutions in Port St. Lucie, Florida.
- Pay bills on time
There’s no other effective strategy in glowing up your credit score than paying on time! Payment history is one of the biggest factors that affect your credit scores, and late payments can stay on your Credit Management reports for seven years.
- Make frequent payments
If you can, Credit Consulting in Florida recommends for you to make multiple payments throughout the month. This can move the needle on a credit score factor called credit utilization, which highly influences your credit standing.
- Ask for a higher credit limit
When your credit limit increases, yet your balance stays the same, it instantly decreases your overall credit utilization, which can improve your credit. If you think you have added more years of positive credit experience to your account, you may call your card issuer to see if you can be granted a decent shot of a higher limit.
- Become an authorized user
A close relative or friend with a long record of responsible credit card use and a high credit limit may add you as one of the accounts authorized users. They do not need you to let you use or even tell you the account number.
Looking for an effective solution on Credit Repair? Call us now!